Education

Ph.D. Economics, 1992, University of Florida, Gainesville, Florida

(Labor Economics and Econometrics)


M.A. Economics, 1991, University of Florida, Gainesville, Florida

(Labor Economics, Econometrics and International Economics)


M.B.A. 1983, University of California,
Berkeley, California (Finance & Accounting)


B.A. 1977, University of Michigan, Ann Arbor, Michigan
(Economics & Political Science)


Academic Awards and Honors

Undergraduate and Graduate Degrees with Distinction

Beta Gamma Sigma University of Florida

Lanzlotti Prize for “Fertility Rates in Rural U.S. Counties,” 1991


Association Memberships American

Economic Association                       

Southern Economic Association                                    

National Association of Forensic Economists

Executive Experience

Deiter Consulting Group, Inc., Tampa, Florida, President

Speer & Associates, Atlanta, Georgia, Consulting Financial Analyst (no present affiliation)

American Savings & Loan, Stockton, California, AVP & Loan Officer (no present affiliation)

Kenneth Leventhal & Company, Los Angeles, California, Financial Analyst (no present affiliation)

Bank of America, San Francisco, California, Financial Analyst (no present affiliation)

First Florida Banks, Tampa, Florida, Assistant Vice President (no present affiliation)


Current Research

Family Economics, Services and Support Occupations and Compensating Wages

for Unemployment Risk



Cynthia Stephens, Ph.D.


Dr. Stephens has extensive training and experience in both economic and financial consulting. She has been qualified as an expert economist in Federal Court and in the Circuit Courts throughout Florida. Dr. Stephens specializes in the analysis of economic losses including earning capacity in personal injury matters and money support in wrongful death matters. In addition, she has experience in the areas of commercial business valuations, securities and investment analysis, real estate analysis and compensation for risk. Her professional experience includes work in the banking and savings and loan industries. Dr. Stephens received her B.A. in Economics from the University of Michigan, an M.B.A. from the University of California at Berkeley (Finance and Accounting) and her Ph.D. from the University of Florida, specializing in labor economics and econometrics.